Pikt links your cards, reads every purchase, and instantly routes it to the card that earns you the most. No spreadsheets, no mental math — just maximum rewards on autopilot.
Free to start · No card required
How it works
Set it up once. Pikt handles the optimization for every purchase after that.
Securely connect every card in your wallet in seconds. Pikt maps each card's reward categories and bonus rates.
At checkout, our engine reads the merchant and category, then picks the single best card to maximize your return.
Every swipe lands on the optimal card automatically. Watch your points, miles, and cash back compound.
Pricing
Simple, transparent pricing. No hidden fees, cancel anytime.
$0/mo
$12/mo
FAQ
Pikt reads the merchant and spending category for each purchase, then compares it against the reward rates, bonus categories, and active promotions on every card you've linked. It surfaces the single card that earns you the most for that exact transaction.
Yes. Pikt connects through bank-grade, read-only data providers and never stores your raw card numbers. We can see categories and rewards to optimize routing — we can't move money or make charges on your behalf.
Pikt supports the major rewards cards from leading U.S. issuers, including cash-back, travel, and points cards. Link as many as you like and Pikt optimizes across all of them.
Free lets you link up to two cards and get best-card routing plus your rewards dashboard. Premium ($12/mo) unlocks unlimited cards, real-time category detection, sign-up bonus tracking, spend simulations, and priority support.
Absolutely. There are no contracts or commitments. You can downgrade to Free or cancel Premium at any time, and you'll keep access through the end of your billing period.
Not at all. Keep swiping the way you already do — Pikt tells you the best card to reach for, so you capture maximum rewards without changing your routine.
Link your cards in minutes and let Pikt route every purchase to its highest-earning card.
Try Pikt Free