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Update your card on file

How to change your card on file for Instacart+

Instacart+ renews monthly or yearly — route it to your best card. You keep every card you carry — this just makes sure Instacart+ renews on the one that earns the most.

Where to update it

In your Instacart+ account: Account → Instacart+ → Payment methods.

Step by step

  1. 1

    Sign in at instacart.com and open your Account.

  2. 2

    Go to the Instacart+ membership section.

  3. 3

    Choose “Payment methods” and add the card Pikt recommends.

  4. 4

    Set it as the default so the next renewal uses it.

Which card?

Not sure which of your cards earns the most on Instacart+? Pikt links the cards you already carry and shows the best one for every bill — with a plain-English reason and a dollar estimate. No new card, no moving money.

Find your best card free
    How to change your card on file for Instacart+ (2026) · Pikt