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Update your card on file

How to change your card on file for SiriusXM

SiriusXM renews on a plan cycle — make sure your best card is on file. You keep every card you carry — this just makes sure SiriusXM renews on the one that earns the most.

Where to update it

In your SiriusXM account: Account & Settings → Billing → Payment method.

Step by step

  1. 1

    Sign in at siriusxm.com and open Account & Settings.

  2. 2

    Go to Billing & Payment.

  3. 3

    Choose “Edit” next to your payment method.

  4. 4

    Enter the card Pikt recommends and save.

Which card?

Not sure which of your cards earns the most on SiriusXM? Pikt links the cards you already carry and shows the best one for every bill — with a plain-English reason and a dollar estimate. No new card, no moving money.

Find your best card free
    How to change your card on file for SiriusXM (2026) · Pikt