Pricing
Simple pricing that pays for itself
Start free. Upgrade to Premium for $20/mo or $159/yr when you want Pikt routing every purchase across your whole wallet — it typically pays for itself in about two purchases. Start with a free 14-day trial — right here or in the mobile app.
Free
$0/mo
Link your cards, explore recommendations, and run purchase simulations.
Create your free account →Premium
$20/mo
or $159/yr(Save $81/yr (34% off))
Simulations, real-time routing, savings history, and offer boosts.
Start with a free 14-day trial — right here or in the mobile app.
Try Pikt Premium free →Pricing FAQ
Why Premium instead of just using a rewards optimizer?+
Most optimizers give you retroactive advice — they tell you which card you should have used after the fact. Pikt Premium routes each purchase to the best card in real time, at the point of sale, so you capture the rewards automatically instead of reconstructing them later.
Is my bank data safe?+
Yes. Pikt connects through bank-grade, read-only access via Plaid and never stores your raw card numbers or moves money. See how we keep you safe →
Can I cancel anytime?+
Yes — cancel instantly from Settings → Billing. There are no contracts, and you keep Premium access through the end of your current billing period.
Bank-grade, read-only access via Plaid. Cancel anytime. How we keep you safe →